| Serial |
Category |
Interest Rate |
| - |
Agriculture |
- |
| 1 |
a) Crop Loan |
8.00% |
| - |
b) Other Agriculture /Rural Credit |
10.00% |
| 2 |
a) Big & Medium scale industrial Loan |
13.00% |
| - |
b) Big & Medium scale industrial Loan (Thrust Sectors) |
11.00% |
| 3 |
Working Capital |
- |
| - |
a) Jute Industry |
13.00% |
| - |
b) Other than Jute Industry |
13.00% |
| 4 |
Export Credit |
- |
| - |
a) Readymade Garments, Frozen fish, Agro-processing industrial goods |
7.00%+1.00% Service charge |
| - |
b) Other exports |
7.00%+1.00% Service charge |
| 5 |
Commercial Loan |
- |
| - |
a) Import Finance, Fertilizer Loan and other Commercial loan |
14.50% |
| - |
b) Jute Business (except export) |
14.00% |
| 6 |
a) Small scale Industry ( up to 3 crore) |
11.50% |
| - |
b) Small scale Industry ( above 3 crore) |
12.50% |
| 7 |
Others |
- |
| A |
i) Residential House Building Loan |
13.00% |
| - |
ii) Commercial House Building Loan |
14.50% |
| B |
i) Rural House Building Loan |
10.00% |
| - |
ii) Swanirvar Loan |
10.00% |
| C |
Special Credit Scheme of Agrani Bank Ltd. |
- |
| - |
i) Poverty Alleviation, Self Employment, Rural Transport & Power Tiller |
10.00% |
| - |
ii) Womens' Credit Scheme |
11.00% |
| - |
iv) Credit scheme for unemployed youths for going abroad |
12.00% |
| - |
v) Micro enterprise Credit Program |
12.50% |
| - |
f) Small Enterprise Project |
10.00% |
| D |
Transport & Brick Field |
14.00% |
| E |
Work-Order |
14.00% |
| G |
Cold Storage |
11.00% |
| H |
Ministry of Food |
13.00% |
| I |
B A D C |
- |
| J |
Loan against FDR |
12.00% |
| K |
Loan against DPS |
17.00% |
| L |
Loan against APS (10 years) |
13.00% |
| M |
Loan against APS (5 years) |
11.00% |
| N |
Loan against Defense Certificate, Wage Earners Bond, National Investment Bond, ICB Unit, Bangladesh Savings Certificate |
14.00% |
| O |
Loan against Share / Debenture |
14.00% |
| P |
Loan (others) |
14.00% |
| 8 |
Project Loan to export oriented Industry |
11.00% |
| - |
A) Term Loan (Thrust Sector) |
- |
| - |
i) Agro-based Industry (except cold storage) |
11.00% |
| - |
ii) Computer Software & IT/data export |
11.00% |
| - |
iii) Electronics |
11.00% |
| - |
iv) Artificial Flower Production |
11.00% |
| - |
v) Frozen Food (including Frozen , chicken & Meat) |
11.00% |
| - |
vi) Export oriented non traditional Agro-product |
11.00% |
| - |
vii) Gift Items |
11.00% |
| - |
viii) 100% export oriented finished leather goods |
11.00% |
| - |
ix) 100% export oriented jute goods |
11.00% |
| - |
x) Jewellery & Diamond cutting & Polishing |
11.00% |
| - |
xi) Silk worm cultivation & sericulture industry |
11.00% |
| - |
xii) Stuffed Toys |
11.00% |
| - |
xiii) 100% export oriented textile industry (except Garments) |
11.00% |
| - |
xiv) Oil & Gas |
11.00% |
| 9 |
Cash Credit / Hypothecation to Export Oriented Industry (except LC and Bank Guaranty) |
12.00% |
| 10 |
Working Capital |
- |
| - |
a) Back to Back LC |
- |
| - |
b) 1-PSC (Pre Shipment Credit) to Garments Industry |
7.00%+ 1.00% service charge |
| - |
2-Packing Credit |
7.00%+ 1.00% service charge |
| 11 |
Loan for import capital machinery for Export Industry |
decided on acceptance |
