For rapid growth, lower risk and intensive monitoring facilities, Agrani Bank Limited has taken into consideration to ensure the area approach and cluster based SME financing. With a view to do so, the bank has instructed its 35 potential branches to disburse cluster based SME loan after cluster identification. The handicrafts, light engineering, fishery, grocery, printing, small power plant, hardware, Biogas Plant, Fish feed, husking mills, chatal, flower cultivation etc. are the main clusters identified by the bank. For these clusters development, the bank has disbursement target of Tk.2250 million is fixed for the year 2020.