Employment Generation Project for the Rural Poor (EGPRP) is a foreign aided (IFAD aided) credit program. It was under took in 1995 under IFAD Loan No.378 BD. It was introduced mainly for nationwide small enterprises development, poverty reduction and employment generation. Under the program, countrywide 191 designated branches of Agrani Bank Limited are involved in disbursing the credits to the target people. As a retailer, an eligible NGO can avail a bulk loan for on-lending to the people. The loan size at individual level is Tk.20,000 to Tk.5,00,000 and no collateral is required up to Tk.75,000. The rate of interest of this credit is 9.00% per annum.