NGO Linkage program:
Agrani Bank Limited is a pioneer bank in expanding credit activities through the capable NGOs. The bank has engaged different NGOs for expanding the SME credit services. Any potential NGO can avail the credit facilities from this bank complying existing rules and regulations. The bank has already disbursed a total loan of Tk 312.00 crore to the BRAC in 2015 and 300.00 crore to the TMSS in 2017. As a retailer, the NGOs have re-lent the same to the targeted SME people.

Foreign Aided Credit Programs:
The Agrani Bank Limited has been utilizing its own fund and the foreign fund for credit operation. The credit programs namely EGPRP and MSFSCIP (Kurigram) are being successfully operated by the bank under the financial assistance of IFAD. Under the program EGPRP, the bank extending credits to the people through its 191 branches. Agrani Bank Limited has disbursed TK 18.25 crore under EGPRP program & TK 0.34 crore under MSFSCIP program in 2018.