SME Small Transport Credit Program (SMESTCP) is designed for income generation, employment creation and the development of the rural transport system. An eligible person or a 2-3 member group can avail the loan facilities to purchase an eco-friendly small transport under this program. The maximum loan ceiling is Tk.3,00,000 and rate of interest is only 9.00% per annum. It is a collateral free loan up to a certain limit.