Special Micro Credit Program (SMCP) has under taken to finance in small farm and other income generating activities. A wide range of rural activities  involved in this program. The main purposes of the program are income generation, employment creation and poverty alleviation. An individual or a group can avail the loan under the credit line. There is a provision to involve NGOs for group development and loan recovery. The maximum loan amount is Tk.50,000 to an individual level. The interest rate is minimum and it is only 9.00% per annum. It is a country wide collateral free credit program.