Marginal and Small Farm System Crop Intensification Project (MSFSCIP) is another IFAD aided project. The activities of the project are extended in 9 upazillas of Kurigram district. The primary objective of the project is to establish a sustainable linkage between the SHGs (Self-help groups) and the bank so that the rural people become bankable. It is a collateral free loan and it is under refinance scheme of Bangladesh Bank. The rate of interest is only 9.00% per annum.